Mableton Bankruptcy Lawyer

Filing Bankruptcy in Mableton

Are you suffering from crushing debt with no hope of catching up and getting back into the black? A Mableton bankruptcy attorney from Faucette Law Firm LLC can help you. We are committed to finding the solution that will work best for you, whether it is bankruptcy or one of the many alternatives to bankruptcy. Each individual, family or small business has a unique situation. They have individual problems, assets, liabilities and a variety of creditor threats they are dealing with. Some may be close to losing their home through foreclosure. Some businesses may be suffering because their customers have not paid their bills, even though they delivered the goods or services to them. How these issues are managed is extremely important, as you want to ensure that you implement the solution that will work best in your unique situation.

Bankruptcy Attorney in Mableton: Chapter 7 and Chapter 13

When you are considering bankruptcy, the first step is the means test. This test will determine if you are eligible to file chapter 7, in which discharging your debt is possible. You need to understand the bankruptcy exemptions so you know what to expect. Most people - over 90% who file - lose absolutely nothing other than their unsecured consumer debt. These debts include credit cards, medical bills, personal loans, and overdue phone and utility bills, among others. Once you understand the process, and the debt relief you could experience, you might make the decision to file for bankruptcy and get a fresh start. If you make too much in income or have too many assets to qualify to file chapter 7, chapter 13 could be a good solution for you. In this form of bankruptcy, your overdue debts can be paid off over time, usually a 3 - 5 year period. This can allow you to make one payment, one that you can afford. At the end of the bankruptcy process, any remaining debt is discharged.

Some people are struggling with an underwater mortgage and have been unable to get help from their lender. If you cannot pay your mortgage and have been treated unfairly, it may be possible to engage in foreclosure defense. In other cases, we can assist in a loan modification so you can get the financial relief you need, and keep your home. We also assist in debt settlement, debt consolidation, and can help you stop wage garnishment and repossession. offer criminal defense, DUI defense and represent injured victims and their families in personal injury claims.

Contact a Mableton bankruptcy lawyer from our firm for personalized legal representation.

Mableton Resources

Information about Mableton, GA

Map of Mableton

Bankruptcy Information Center