Bankruptcy Lawyer in Austell

Are you burdened by debt you cannot pay?

There is nothing more stressful than being unable to meet your obligations. When you cannot pay your mortgage payments, your rent, or your basic bills, you know you are in serious financial trouble. Unfortunately, there are many individuals, families and small businesses that have struggled in the recent economic downturn. Some have lost their jobs, or have reduced hours or pay. Others may have had a medical emergency that cost them thousands. After a divorce, there can be serious financial problems. A small business may have lost many customers or their own customers don't pay them when they should. No matter what financial problem you are dealing with, an Austell bankruptcy attorney from Faucette Law Firm LLC can help.

Austell Bankruptcy Attorney: Chapter 7 and Chapter 13

Our firm provides affordable legal representation in bankruptcy, including small business bankruptcy, chapter 7 and chapter 13. You may need to find out about chapter 7 vs chapter 13 as the right option for you. If you have no hope of paying your bills, filing chapter 7 gives you the opportunity to discharge your unsecured consumer debt. If you have a steady paycheck, either as a self employed individual or through a job, you may be better served or only qualify for chapter 13. In either case, you legal requirement is the means test. This is a test that was implemented in 2005 when the laws were amended. It is a full disclosure of all of your assets and liabilities. It is advised that you get help in answering the means test, as any error or omission can lead to a delay, denied eligibility, or even legal trouble if it is believed you were trying to skirt the rules.

Our firm also offers information and assistance in all the alternatives to bankruptcy, and can advise you about life after bankruptcy. We can represent you in a foreclosure defense, file a claim if your consumer rights have been violated by creditor harassment, and take action to halt wage garnishment and repossession. When you need debt relief, you want an attorney that has access to and understanding of all the options that could help you. These could include legal representation to negotiate a loan modification. If you have questions about discharging your debt and what the exemptions are, or about your tax debt, we can give you accurate information so you can make the best decision. We can also assist with debt settlement and debt consolidation as an option. Our firm provides clients who need help with criminal defense, DUI charges or a personal injury claim in Austell with legal representation that is determined to pursue the best possible outcome.

Contact an Austell bankruptcy lawyer from our firm for the help you need.

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