Douglas & Cobb County Foreclosure Defense Attorney

The Foreclosure Process and Bankruptcy

Foreclosure is the legal process where a bank or lender reclaims a home or property because the borrower can no longer make payments on their mortgage. The home is sold usually at an auction and the proceeds go towards settling the remainder of the debt. In some cases the lender may still go after the person for the difference if the proceeds don't satisfy the debt completely. Many people in recent years had an adjustable rate mortgage - or an ARM - whereby their interest rate increased to the point that they could no longer afford their mortgage payments. If you are facing a possible foreclosure, this can be very worrisome indeed. It is best for you to find an experienced Douglas & Cobb County foreclosure defense attorney who can help find possible errors in your mortgage contracts , or even in the loan process to help you defend against a possible foreclosure.

After a thorough review of your loan documents, your attorney may then be able to find a way around foreclosure or even work to have you compensated for unnecessary fees if it is found that your loan was in fact structured with legal errors. We can also work with you to achieve a loan modification, a deed in lieu of foreclosure, or a short sale as applicable . Another possible route for foreclosure defense is filing for Chapter 13 bankruptcy, whereby you work out a payment plan to catch up on your payments on your mortgage. Payments must be made on time, otherwise the lender may petition the court to proceed with the foreclosure sale.

Foreclosure Defense Lawyer in Douglas County

At The Faucette Law Firm, LLC, we understand your difficulties and offer individualized, one on one attention and consultation. What you really need right now is someone on your side fighting for your rights, who will continue defending your case from start to finish. We will work to resolve your situation with the best possible outcome - and offer 24/7 attorney access and appointments available 7 days a week. We also help clients in Douglasville, Fulton County and Cobb County.

Contact a Douglas & Cobb County foreclosure defense attorney to discover the best possible defense in fighting foreclosure of your home.