Douglas & Cobb County Chapter 7 Bankruptcy Lawyer

How can Chapter 7 bankruptcy help?

Chapter 7 bankruptcy, provides for the discharge of your existing debts. It is used by individuals and small businesses alike for a new financial beginning when faced with wage garnishment, creditor harassment, and unmanageable credit card debt or other bills. Unlike Chapter 13 bankruptcy, it does not require a repayment plan in order to obtain debt relief.

In Chapter 7, you will be allowed to sell some of your property and use the funds to pay a portion of the debts you owe. This is known as "liquidation" and combined with the relief given in Chapter 7, the end result is the discharge of all or the vast majority of your debts. There are certain items, such as your home, vehicles and personal items that can be exempt from sale.

The Faucette Law Firm, LLC understands how tough a decision it can be to file for bankruptcy. As opposed to "bankruptcy mills", our firm provides personalized service to each individual who seeks our help. Your case will be started and seen through to the end by the same experienced Douglas County bankruptcy attorney. You won't be shuffled off to a paralegal or legal assistant and we pride ourselves on taking the time to answer all of your questions before, during and in life after bankruptcy.

Serving Douglas County, Douglasville, Fulton County and Cobb County

The process of bankruptcy starts with the filing of a petition to the court which includes your current expenses, assets, debts and income. Our attorneys use their years of experience to prepare bankruptcy petitions which are more likely to be approved by the court.

Once your petition is filed, the court will issue an "automatic stay" which means that all collection actions against you must cease. Chapter 7 provides home foreclosure defense, can prevent vehicle repossession, and put a halt to bill collectors, lawsuits and other attempts to collect on debts.

As a client, you have access to us 24 hours a day, 7 days a week. We have same day filing, provide free pre-filing credit counseling and our phone consultations are unlimited and without charge. We strive to make bankruptcy affordable, costing $306 for filing plus reasonable attorney fees.

To understand Chapter 7 bankruptcy and how it can provide debt relief, contact a Douglas & Cobb County Chapter 7 lawyer today.