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Recent Posts in chapter 13 Category

WHAT HAPPENS TO A PERSON'S CAR LOAN IN A CHAPTER 13 BANKRUPTCY?

Under most circumstances, vehicle loans are included in the Chapter 13 monthly plan payment. If a vehicle was purchased within 90 days of filing, the debtor will pay back the loan balance with ...
Continue reading "WHAT HAPPENS TO A PERSON'S CAR LOAN IN A CHAPTER 13 BANKRUPTCY?" »

WHAT IF I'M INELIGIBLE FOR A CHAPTER 7 DISCHARGE?

There are some potential clients who would like to file Chapter 7 bankruptcy, but can't due to circumstances such as a previous Chapter 7 discharge within the last 8 years or too much disposable ...
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Can I File For Chapter 7 Bankruptcy Again If I Received a Bankruptcy Discharge In The Past?

There are some potential clients who, for various reasons, find themselves in need of bankruptcy relief again after having previously received a bankruptcy discharge. These clients often wonder if and ...
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WHAT TO EXPECT AT THE MEETING OF CREDITORS (341 HEARING)?

Many potential clients that are considering filing bankruptcy are concerned that they will be publicly shamed or humiliated upon filing a bankruptcy case. These clients find out that they will have to ...
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"I WANT TO FILE FOR BANKRUPTCY BUT I WANT TO MODIFY MY HOME LOAN"

"I WANT TO FILE FOR BANKRUPTCY BUT I WANT TO MODIFY MY HOME LOAN" Many homeowners who are considering filing bankruptcy wonder if filing will prevent them from modifying their mortgage loan. ...
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DO I REALLY NEED AN ATTORNEY TO FILE BANKRUPTCY? CAN'T I JUST DO IT MYSELF?

From time to time, our firm will receive calls from potential clients seeking help with bankruptcy cases they have attempted to file on their own. With the prevalence of DIY websites and non-attorney ...
Continue reading "DO I REALLY NEED AN ATTORNEY TO FILE BANKRUPTCY? CAN'T I JUST DO IT MYSELF?" »

Why You Shouldn't Put Off Filing For Bankruptcy

Many potential clients contact our office upon receiving notice from either their employer that their wages will soon be garnished or from their bank that the funds in their account have been depleted ...
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What Will Happen To My Inheritance In A Bankruptcy Plan?

Inheritances are often something that many of us don't expect and haven't factored into the financial picture. When a client decides to file bankruptcy their current and future income is ...
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Can A Chapter 13 Bankruptcy Be Converted To A Chapter 7

There are several factors that go into the decision to file a chapter 7 or chapter 13 bankruptcy. Typically the type of bankruptcy filed will depend on factors such as income, assets and whether the ...
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Increase In Bankruptcy Filing Fees on June 1, 2014

On June 1, 2014 the bankruptcy filing fees for chapter 7 and chapter 13 bankruptcy plans will change. Chapter 7 bankruptcy filing fees will increase from $306 to $335. Chapter 13 bankruptcy filing ...
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What to Expect At Your Bankruptcy 341 Hearing

The decision to file a chapter 7 or chapter 13 bankruptcy is made after many of our clients have exhausted other options and consulted with our office regarding the best course of action to take to ...
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Can Payday and Title Pawn Loans Be Included In A Bankruptcy?

Everyday consumers are bombarded with television and radio commercials from payday loan and title pawn companies offering a quick fix for those finding themselves in a financial bind. While the money ...
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