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Blog Posts in 2014

WHAT TO EXPECT AT THE MEETING OF CREDITORS (341 HEARING)?

Many potential clients that are considering filing bankruptcy are concerned that they will be publicly shamed or humiliated upon filing a bankruptcy case. These clients find out that they will have to ...
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"I WANT TO FILE FOR BANKRUPTCY BUT I WANT TO MODIFY MY HOME LOAN"

"I WANT TO FILE FOR BANKRUPTCY BUT I WANT TO MODIFY MY HOME LOAN" Many homeowners who are considering filing bankruptcy wonder if filing will prevent them from modifying their mortgage loan. ...
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DO I REALLY NEED AN ATTORNEY TO FILE BANKRUPTCY? CAN'T I JUST DO IT MYSELF?

From time to time, our firm will receive calls from potential clients seeking help with bankruptcy cases they have attempted to file on their own. With the prevalence of DIY websites and non-attorney ...
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Why You Shouldn't Put Off Filing For Bankruptcy

Many potential clients contact our office upon receiving notice from either their employer that their wages will soon be garnished or from their bank that the funds in their account have been depleted ...
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What Will Happen To My Inheritance In A Bankruptcy Plan?

Inheritances are often something that many of us don't expect and haven't factored into the financial picture. When a client decides to file bankruptcy their current and future income is ...
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Removing Judgment Liens Through Bankruptcy

As injury and debt relief attorneys we are often confronted with clients who have had first hand experience with some of the methods at a creditor's disposal when it comes to collecting a debt. Of ...
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Can A Chapter 13 Bankruptcy Be Converted To A Chapter 7

There are several factors that go into the decision to file a chapter 7 or chapter 13 bankruptcy. Typically the type of bankruptcy filed will depend on factors such as income, assets and whether the ...
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Increase In Bankruptcy Filing Fees on June 1, 2014

On June 1, 2014 the bankruptcy filing fees for chapter 7 and chapter 13 bankruptcy plans will change. Chapter 7 bankruptcy filing fees will increase from $306 to $335. Chapter 13 bankruptcy filing ...
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Fraudulent Mortgage Relief Practices

Few things can be as devastating or life altering than receiving a foreclosure notice. In 2008 the recession brought with it an 81% increase in the rate of foreclosures. The beginning of the ...
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What to Expect At Your Bankruptcy 341 Hearing

The decision to file a chapter 7 or chapter 13 bankruptcy is made after many of our clients have exhausted other options and consulted with our office regarding the best course of action to take to ...
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Can Payday and Title Pawn Loans Be Included In A Bankruptcy?

Everyday consumers are bombarded with television and radio commercials from payday loan and title pawn companies offering a quick fix for those finding themselves in a financial bind. While the money ...
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When Can I File Bankruptcy Again?

Our office consults with several potential bankruptcy clients each month. Most of them are trying to come up with solutions to the financial distress that has been plaguing them for years. ...
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What You Should and Should Not Do Before Filing Bankruptcy

Each year bankruptcy filings trend upwards at the beginning of the year and level off as the year progresses. The combination of the momentum from the start of a new year and the additional income ...
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Preferential Transfers in Bankruptcy

It is tempting for many during tax season to use their tax refund to repay personal loans and other debts, especially those owed to family members. However, if you are considering filing a chapter 7 ...
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What Assets Are Protected By The Georgia Bankruptcy Exemptions?

A major concern for those considering bankruptcy is whether they will lose all their assets as a result of filing a chapter 7 or chapter 13 bankruptcy. Several of our clients initially come to our ...
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What Happens To A Mortgage Deficiency After Foreclosure?

Our firm consults with several financially strapped clients each week confronted with the potential consequences of a foreclosed property. The decline in home prices has left homes significantly ...
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Are Lawsuit Judgments Discharged Through Bankruptcy?

A trip to the local county courthouse will usually have a great many things to look at. Among them are wood paneling, State seal, and a long line of citizens who have received notice of a law suit. ...
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