Blog Posts in 2013
Posted on Dec 16, 2013 By Alicia Faucette
Many people considering filing for Chapter 7 bankruptcy wonder whether it's acceptable to pay back certain creditors, especially those they want to maintain a relationship with, prior to filing? ...
Continue reading "Can I Pay Back Some of My Creditors Prior to Filing Bankruptcy?" »
Posted on Dec 13, 2013 By Alicia Faucette
An article published in August by the Huffington Post entitled "Bankruptcy Should Be An Option For Some Student Loans" noted current trends in student loan activity. According to the ...
Continue reading "Bankruptcy Trends and Student Loan Debt" »
Posted on Dec 3, 2013 By Alicia Faucette
Filing for chapter 7 bankruptcy does not mean that you automatically lose your tax refund. When you file for chapter 7 bankruptcy, you are allowed to exempt, or protect, a certain amount of real and/ ...
Continue reading "Does Filing for Chapter 7 Bankruptcy Mean I Automatically Loose My Tax Refund?" »
Posted on Nov 24, 2013 By Alicia Faucette
You can file bankruptcy with or without your spouse. However, the means test—the test that is required to determine your eligibility for Chapter 7 bankruptcy or the terms of your Chapter 13 ...
Continue reading "Should My Spouse File For Bankruptcy With Me?" »
Posted on Nov 21, 2013 By Alicia Faucette
The question often arises from many debtors as they begin to consider bankruptcy as a means of pulling themselves out of financial distress, "can I include child support or alimony in the ...
Continue reading "Can Child Support and Alimony Be Included In a Bankruptcy?" »
Posted on Nov 17, 2013 By Alicia Faucette
The financial burdens that cause Georgians to seek the protection of chapter 7 and chapter 13 bankruptcy have steadily increased since the recession began in 2008. Of these burdens, the most ...
Continue reading "Impact of Medical Bills on Bankruptcy Filing Trends" »
Posted on Nov 11, 2013 By Alicia Faucette
There are several options available to those who are dealing with a financial hardship. For many, the first option they explore is a debt settlement/consolidation agreement. Debt ...
Continue reading "Debt Consolidation vs. Bankruptcy" »
Posted on Oct 24, 2013 By Alicia Faucette
Many people contemplating filing chapter 7 or chapter 13 bankruptcy find themselves wondering if they will ever be able to use credit again or make major purchases such as a home in the future. ...
Continue reading "Will I Have To Wait Ten Years To Re-establish Credit or Buy A House After Bankruptcy?" »
Posted on Oct 14, 2013 By Alicia Faucette
A garnishment is a method used by creditors to recoup money they are owed from a debtor’s bank account or wages. A creditor can seek an order from a court requesting that a certain amount of ...
Continue reading "Eliminating Wage Garnishments Through Bankruptcy" »